1. Acceptance of Terms

By accessing or using the Borrow platform (“Borrow”, “we”, “our”, or “us”), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, you may not access or use the platform.

2. Platform Description

Borrow is a peer-to-peer (P2P) marketplace that connects individuals who wish to borrow or rent items with owners offering items for short-term use. Borrow acts solely as a platform provider and does not own, inspect, or guarantee any listed items.

3. Eligibility

To use Borrow, you must:

Be at least 18 years old

Provide accurate and complete registration information

Maintain the security of your account credentials

Borrow reserves the right to suspend or terminate accounts that violate these terms or engage in fraudulent activity.

4. Location Requirement

Access to Borrow requires enabling location services. Location data is used to:

Verify user proximity

Prevent fraudulent activity

Display nearby listings

By using the platform, you acknowledge and consent to this requirement as described in our Privacy Policy.

5. User Responsibilities

Users agree to:

Provide accurate information in listings and profiles

Use the platform for lawful purposes only

Respect other users and their property

Complete transactions in good faith

Borrow is not responsible for disputes, damages, or losses arising from interactions between users.

6. Listings and Transactions

Item owners are responsible for the accuracy of their listings, pricing, and availability

Borrowers are responsible for returning items in agreed condition and timeframe

Payments, refunds, and fees are subject to platform policies and may change over time

Borrow does not guarantee the quality, safety, or legality of listed items.

7. Fees and Payments

Borrow may charge service fees for certain transactions. All applicable fees will be disclosed before confirming a transaction. Failure to complete payments may result in account suspension.

8. Prohibited Activities

Users may not:

Use the platform for illegal or fraudulent purposes

Misrepresent identity, location, or items

Attempt to bypass platform security or payment systems

Upload malicious content or interfere with platform operations

Violations may result in immediate account termination.

9. Limitation of Liability

Borrow is provided on an “as is” and “as available” basis. Borrow shall not be liable for any indirect, incidental, or consequential damages arising from the use of the platform.

10. Termination

Borrow reserves the right to suspend or terminate access to the platform at any time, with or without notice, for violations of these Terms.

11. Changes to Terms

Borrow may update these Terms and Conditions at any time. Continued use of the platform constitutes acceptance of the updated terms.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with applicable local laws.

13. Contact

For questions or concerns regarding these Terms and Conditions, please contact Borrow through the platform’s official support channels.